Insurance Services

Insurance Services

The primary foundation of a good financial plan is a sound insurance and risk management program. If you aren't able to work because of disability or illness,
or if you die prematurely, you want to be sure that your plan provides effective protections for your family.

Gemini Financial Services offers life, disability, health and long-term care insurance with competitive rates from the best companies in the industry.

Life Insurance - Each individual's needs are different with regards to life insurance. So Gemini Financial Services offers a full range of life insurance products from term life to variable universal life that can be tailored to your needs. We'll make sure that your life insurance program fits your financial plan, whether you're protecting a young family, seeking a tax-deferred insurance program or helping fund estate taxes for your heirs.

Disability Insurance – Your biggest asset is your ability to earn a living. Yet too many people worry more about their car or home insurance than wonder if their disability insurance protection is sufficient? You have a better chance of experiencing a long-term disability than you have of dying before the age of 65.

We can design a disability insurance program for you that will help protect you for today’s needs, but will also help protect you in the future as your income increases.

Long-Term Care Insurance – You’ve worked your entire life to acquire the assets that will enable you to enjoy the retirement of your choice, whether you want to spend time with the grandkids or travel the world. Yet even a short-term stay in an assisted-living or nursing home could deplete many of your assets. Consider that a nursing home today can cost from $100 to $200 per day and that doesn’t even cover your health care needs.

We can establish a long-term care insurance plan for you so you can enter retirement with peace of mind.

Health Insurance - For information on health care insurance, click below.

Residents of Arizona, Georgia, South Carolina and West Virginia may not obtain health quotations for insurance with this link.                          

Act today! If you haven’t examined your insurance program for a while to ensure that it’s kept up with the growth of your family, your income and your assets, Gemini Financial Services can provide a complete analysis of your risk management program and help you structure the right coverage for your needs.